Designed by investors, for investors

Hard Money & DSCR Loans Nationwide

No Income Verification Required

Long Term

DSCR Loans

LTV Up to 80%
Rates 6–8.5%
Soft credit pull
No Personal Income Qualification Required!
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Short Term

Hard Money

LTV 80–90%
Rates 9.5–12%
New Construction options
Fix & Flip, BRRRR, Bridge
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Commercial

Commercial Loans

Multifamily
Hotels
Assisted & Sober Living
Mobile Home Parks
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Get Rates and Terms With No Credit Check Required!

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Why Choose Rising Tides Lending

We specialize in investment property financing

Trusted Partner

Years of experience helping investors grow their portfolios with competitive rates and reliable service.

Fast Closings

Quick approval process with closings in as little as 2–3 weeks. Get your investment moving faster.

Competitive Rates

Access to wholesale rates and flexible terms that help maximize your investment returns.

Expert Support

Dedicated mortgage advisors who understand real estate investing and are here to help you succeed.

DSCR Calculator

Calculate your Debt Service Coverage Ratio instantly

Calculate Your DSCR

Enter your property details to see if you qualify

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Monthly Mortgage Payment P&I
Total Monthly Payment PITI + HOA
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Ready to Finance Your Next Investment Property?

Get started today with a free consultation. Our mortgage advisors are standing by to help you secure the best rates and terms.

Available Monday – Friday